New York bankruptcy attorney, Scott F. Humble is here to help you receive a fresh financial start. If you have been buried by unsecured debt such as credit cards, credit lines and the like, if you are behind on your taxes or mortgage payments, then this site is for you. This site is about managing your credit, and the available debt relief under Chapter 7, and Chapter 13 of the Bankruptcy Code. We strongly encourage you to contact one of my many offices throughout Southwestern New York and Northwestern Pennsylvania for your free consultation.

"Since we represent people who work, we understand your situation. Therefore, if you need time to pay your fees, we will take payments - for up to three months - you set the amount." Scott F. Humble, Esq., practices consumer bankruptcy law in the Western District of New York, Western District of Pennsylvania, and Middle District of Pennsylvania. It is his intent to provide an exhaustive bankruptcy site for consumers interested in learning further information about their rights under the Federal Bankruptcy Code. If you are tired of being "beat-up" by creditors, it is time to take back control of your financial life. We are here to help you do just that!

New York

• Chautauqua
• Cattaraugus
• Allegany
• Erie
• Wyoming
• Steuben
• Livingston
• Genesee
• Niagara
• Orleans
• Monroe

Pennsylvania

• Warren
• McKean
• Potter
• Cameron
• Forest
• Elk
• Crawford
• Mercer
• Venago
• Clarion
• Jefferson
• Tiago
• Clearfield
• Cinton
• Erie