A Fresh Financial Start

We are here to help to you receive a fresh financial start. The purpose of this web site is to give you as much information as possible about that process.

A fresh start is about ending debt collector calls and putting the credit burden behind you. Bankruptcy Attorney Scott Humble has built this site to give you as much bankruptcy information as possible and to you help you find the best bankruptcy attorney for you.

If you have been buried by unsecured debt such as credit cards, credit lines and the like, or if you owe more than your vehicle is worth or even if you are behind on your taxes or mortgage payments, then this site is for you. Additionally, it will stop the creditors from calling at the all hours of the day or night, calling you at work and even stop them from threatening or actually proceeding with lawsuits or other collection activities against you. You will find the comprehensive information in this site extremely helpful to give you a good understanding of your rights under the bankruptcy code.

Furthermore, if you are able to access this information, you are able to do a search regarding the fraud that presently existing with consumer credit counseling. At this point in time, approximately 50% of my clients have been in consumer credit counseling before they come and see me. The story that I am told case after case is that my clients have spent thousands of dollars attempting to avoid bankruptcy only to find out that the thousands of dollars that have been forwarded to the consumer credit counseling services that are "Not-For-Profit" and that they are in no better shape, and in many cases, worse shape then before they began dealing with consumer credit counseling. (Not-For-Profit is NOT "free". Call us for a FREE CONSULTATION.)

This site is about managing your credit, and the available debt relief under Chapters 7 and 13 of the Bankruptcy Code. Within this web site, I hope that you find all of the answers that you are looking for. However, if you have additional questions, we would strongly encourage you to contact one of my many offices throughout Southwestern New York and Northwestern Pennsylvania .

A BANKRUPTCY IS ABOUT STARTING A NEW FINANCIAL LIFE

BANKRUPTCY ATTORNEY'S ARE ABOUT HELPING YOU OBTAIN THAT NEW FRESH FINANCIAL START!

Once you file, we will help stop :

•  Lawsuits

•  Creditor harassment

•  Repossession

•  Sheriff's sale

•  IRS executions

•  Garnishments